STUDENTS SAVE  A PENNY FOR YOURSELF!!!                          

Are you a student? Do you get paid by your parents on a weekly basis or monthly basis?

Do you know the difference between being cheap and being on a budget? Most college as well as high school students are living in debt. Get smarter about the way you spend your money.

Are your allowances sufficient to fulfill your daily needs?  Here are some tips to help you save money on a regular basis:

Debt free

TIPS TO SAVE MONEY!

  • Before making a purchase ask yourself is it necessary or just a waste of money. Shop SMART and place your extra cash into your savings account.

  • Don’t go for a post paid phone rather go in for prepaid connection so that you know how much are you investing in your calls.

  • Save money on transportation and conveyance rather than going in a cab opt for carpool so that you manage your expenses.

  • Don’t hang around much with friends make it once in 15 days rather than twice in a week to cut short expenses.

  • Rather than buying books go for a yearly library subscription or online libraries, this will fetch a good reduction in the prices of the books and hence you will have extra money saved.

  • Boys don’t opt for costly and expensive gym rather go for exercising at home, instead of trade mill jog in the morning.

  • Girls instead of going in for branded make up items go for unbranded but good make up products, be a little cost effective in your purchases.

  • Surrender your credit cards to your parents, you know students are very much hooked up to the purchase in malls and they pay up by the help of credit cards, hence minimize the usage of credit cards. Go for cash payments.

  • Instead of using an internet connection in your mobile phone try to go for Wi-Fi connection and also hot spot , this would again be cost effective in nature.

  • Instead in for going in for movies at weekends and that to in the evening. Opt for matinee movies with discounts, book tickets online for further discounts.

  • Try to earn extra cash with your hobby, do something in your part time to get that extra penny.

  • Instead of going in for purchase of local news paper go in for e papers in your cell, just download the app for your convenience.

  • If you are living alone in a flat go in for sharing the apartments with your friends or shift to local PGs for managing your cost.

  • Stop buying impulse, give a thought in the purchase of your items and see whether you actually require it or not.

  • In case of missed class notes don’t go in for photo copies rather write down the notes.

  • Instead of taking conveyance for small distances walk up to near localities if possible.

 

Students save your money! Life throws so many curve balls at us we all need a savings buffer for those unexpected bills.   A penny saved today is a penny earned tomorrow 🙂  Think about it!!!

 

 

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